Finding the right mortgage lender - Andrew Alpaugh

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Wendy and Andrew Alpaugh are a married couple who recently bought their dream home in the suburbs. They had to go through a lot of challenges and decisions to make their dream come true, but one of the most important ones was choosing the right mortgage broker. In this article, they share their tips and advice on how to find a suitable broker for your needs.


A mortgage broker is a professional who acts as an intermediary between you and the lenders who offer mortgages. They can help you compare different options, negotiate better rates and terms, and guide you through the application process. However, not all brokers are created equal. Some may have hidden fees, conflicts of interest, or poor customer service. That's why it's crucial to do your research and find a broker who is trustworthy, experienced, and transparent.


Here are some of the steps that Wendy and Andrew took to choose their mortgage broker:


- They asked for referrals from friends, family, and coworkers who had recently bought a home or refinanced their mortgage. They also checked online reviews and ratings of different brokers on websites like Yelp, Google, and Better Business Bureau.

- They contacted several brokers and asked them about their qualifications, experience, fees, services, and availability. They also asked for references from previous clients and verified them.

- They compared different brokers based on their offers, communication skills, personality, and rapport. They looked for brokers who were responsive, friendly, honest, and knowledgeable. They also avoided brokers who were pushy, rude, or vague.

- They chose a broker who met their expectations and needs. They signed a written agreement that outlined the scope of work, fees, and responsibilities of both parties. They also kept in touch with their broker throughout the process and asked questions whenever they had doubts or concerns.


Wendy and Andrew say that choosing the right mortgage broker made a huge difference in their home buying experience. They were able to get a competitive rate and terms for their mortgage, save time and money, and avoid stress and hassle. They recommend that anyone who is looking for a mortgage should do their homework and find a broker who is reliable, competent, and helpful.

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